Twin Rivers Capital
656 Ellis Oak Avenue, Charleston, SC 29412
https://twinriversr.com/
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Total loans closed with Loan Factory
17,923
Total loans closed with Loan Factory (past 12 months)
14,517
Lender overview
Basic information
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Lock policies & Fees
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Lender's niche & Overlays
We handle underwriting and loan docs in-house. We utilize private beneficiaries and/or our funds, which are listed as beneficiaries on our loan documents. This approach provides us with greater underwriting flexibility and the ability to think outside the box.
We specialize in private money lending with stated income and no minimum FICO requirements, focusing solely on LTV-based lending.
We cap our loans at around 65% LTV for first positions and offer second and third positions as long as the CLTV is around 65%. Our services include cash-out with no seasoning, construction, and rehab using ARV, commercial, residential, multifamily, non-owner occupied, owner-occupied for business purposes, and some land.
AL, AK, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID(C), IL(C), IN, IA, KS, KY, LA, ME, MD, MA, MN(C), MS, MO, MT, NE, NH, NM, OH, OK, OR(C), PA, RI, SC, TN, TX, UT(C), VA(C), WA, WV, WI,
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